(Korean Bilingual) Junior Loan Officer/Underwriter Job at Harmonious Hiring LLC, Fort Lee, NJ

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  • Harmonious Hiring LLC
  • Fort Lee, NJ

Job Description

About the Role

 

Our Client is hiring a Junior Loan Officer/Underwriter responsible for analyzing financial statements, assessing creditworthiness, and making recommendations on lending decisions. This role involves evaluating borrower risk, preparing credit documentation, and collaborating with other departments. Locations: Georgia Loan Center — Duluth, GA; Eastern Loan Center — Fort Lee, NJ; Western Loan Center — Los Angeles, CA.

Requirements

Responsibilities

 

  • Analyze financial statements and assess borrower creditworthiness.
  • Evaluate credit applications and identify risk factors for individuals and businesses.
  • Conduct financial and industry analysis to support lending decisions.
  • Prepare detailed credit reports and risk assessments for loan approvals.
  • Monitor and manage loan portfolios to ensure compliance with internal and regulatory standards.
  • Stay updated on industry trends and regulatory changes affecting credit risk.

 

Qualifications

 

  • Open to entry-level candidates (2 years of experience or less).
  • Bachelor’s degree.
  • Background in Business, Accounting, and/or Finance (preferred).
  • Experience in commercial lending or corporate banking (preferred).
  • Bilingual in English and Korean
  • Strong analytical skills (preferred).
  • Deep understanding of financial markets (preferred).
  • Ability to work collaboratively across departments (preferred).

Benefits

Compensation

 

$50,000+ Yearly

 

Benefits

 

  • Full insurance coverage (Medical, Vision, Dental) for employees and their immediate dependents.
  • Life insurance coverage applies to employees only.
  • Monthly insurance premium is covered by Our Client and not deducted from employees' pay.
  • 401(k) enrollment with employer matching of 5%.
  • Paid Time Off (Vacation, Sick, and Personal Days).
  • Additional PTO days and vacation expense reimbursement for employees with continued years of service (Long-Term Tenure).
  • Marriage Leave: additional PTO days for the marriage of employees or their immediate family members.
  • Employee loan options for personal and real residential estate loans at preferential rates.
  • Banking products: Free checking, wire transfer fee waiver, money order, etc.

Job Tags

Full time, Immediate start

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